Maharashtra Board Class 12 Chemistry Notes Chapter 8 Transition and Inner Transition Elements

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 8 Transition and Inner Transition Elements students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 8 Transition and Inner Transition Elements

d – Series :

  • 3d-Series : 21Sc to 30Zn
  • 4d-Series: 39Y to 48Cd
  • 5d-Series : 57La to 80Hg
  • 5d-Series : 89Ac to 112Cn

Electronic Configuration :

  • 3d-Series: [Ar] 3d1-10 4s1-2
  • 4d-Series:[Kr] 4d1-10 5s1-2
  • 5d-Series: [Xe] 4f14 5d1-10 6s1-2
  • 6d- Series: [Rn] 5f14 6d1-10 7s1-2
Electronic configuration Expected Observed
(i) 24Cr
(ii) 29Cu
[Ar] 3d44y2
[Ar] 3d9 As2
[Ar] 3d5 As1
[Ar] 3d10 As1

Maharashtra Board Class 12 Chemistry Notes Chapter 8 Transition and Inner Transition Elements

For 3d-Series :

  • Atomic radii decrease from Sc to Cu
  • Ionic radii decrease from Sc to Ni
  • First ionisation enthalpy increases from Sc to Zn.

Transition elements show variable oxidation states common being + 2.

1 Bohr Magneton (B.M) = \(\frac{e h}{4 \pi m_{\mathrm{e}} c}\)

Spin only formula : \(\mu=\sqrt{n(n+2)}\)

KMnO4

Preparation from MnO2
Maharashtra Board Class 12 Chemistry Notes Chapter 8 Transition and Inner Transition Elements 2
Strong oxidising agent

  • in acidic medium
  • in neutral or weakly alkaline medium

K2Cr2O7 :

Preparation from chromite ore :
Maharashtra Board Class 12 Chemistry Notes Chapter 8 Transition and Inner Transition Elements 3

Metallurgy :

1. Metal extraction processes –

  • Pyrometallurgy
  • Hydrometallurgy
  • Electrometallurgy

2. Steps involved in the extraction of pure metal-

  • Concentration
  • Conversion of an ore into oxides
  • Reduction of an ore
  • Refining of metals

3. Extraction of iron from haematite ore by Blast furnace

Maharashtra Board Class 12 Chemistry Notes Chapter 8 Transition and Inner Transition Elements

f-Block elements :

Lanthanoids : 5 8Ce to 7 1Lu
Actinoids : 9 0Th to 1 0 3Lr

Electronic configuration :

Lanthanoids : [Xe] 4f1-14 5d0-1 6s2
Actinoids : [Rn] 5f1-14 6d0-1 7s2

Position in periodic table :

f-Block elements Group Period
Lanthanoids 3 6
Actinoids 3 7

Lanthanoid contraction, Actinoid contraction

Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18

Atomic, physical and chemical properties of group 16,17 and 18 elements-

Group 16 elements-

O to Po:

  • Atomic size, M.P., B.P., Density increase
  • Ionisation enthalpy, electronegativity decrease
  • Hydrides (H2X) : Bond angle, bond energy decrease Reducing power increases
  • Oxides (EO2, EO3) (E = S, Se, Te, Po)
  • Halides (EX6, EX4, EX2) (E = S, Se, Te)
  • Reacts with metals to form compounds

Allotropes :

  • O : O2, O3 (Ozone)
  • S : Rhombic, monoclinic, cyclo-S6
  • Se : red, grey
  • Te : Crystalline, amorphous
  • Po : α, β

Group 17 elements-

F to I (At):

  • Atomic size, Density increase
  • Ionisation enthalpy, electronegativity decrease
  • (Haloacids, HX) : Acidity, reducing character increase Stability decrease
  • Oxides of halogens (Most of them are unstable)
  • Interhalogen compounds
  • Metal halides

Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18

Group 18 elements-

He to Xe (Rn):

  • Atomic size, density, M.P., B.P., increase
  • Ionisation enthalpy, decreases
  • Chemically inert towards hydrogen, oxygen
  • krypton and Xenon form fluorides

Oxoacids of sulphur-
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 1

Oxoacids of halogens-
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 2
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 3

O2 – Preparation –
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 4

O2
2Ca + O2 → 2CaO
C + O2 → CO2
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 5

Simple oxides-

Acidic (CO2, SO2, etc.)
Basic (CaO, BaO, etc.)
Amphoteric (Al2O3, Zno, etc.)

Ozone –

Oxidising property: (i) PbS(S) + 4O3(g) → PbSO4 + 4O2(g)
(ii) 2KI + H2O +O3 →2KOH + I2 + O2
(iii) NO(g) + O3(g) → NO2(g) + O2(g)
Bleaching property O3 → O + O2
Reducing property : BaO2 + O3 → BaO + 2O2
H2O2 + O3 → H2O + 2O2

Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18

SO2preparation

S(S) + O2(g) → SO2(g)
Na2SO3 + H2SO4(aq) → Na2SO4 + H2O(I) + SO2(g)
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 6

SO2

Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 7
2NaoH + SO2 → Na2SO3 + H2O
Na2SO3 + H2O + SO2 → 2NaSO3
2Fe3+ + SO2 + 2H2O → 2Fe2+ + SO4 2- + 4H+

H2SO4 (Manufacture)—Contact process—(Catalyst V2O5)

H2SO4 – 

C + 2H2SO4 → CO2 + 2H2O + 2SO2
S + 2H2SO4 → 3SO2 + 2H2O
Cu + 2H2SO4 → CuSO4 + SO2 + 2H2O
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 8
NaCl + H2SO4 → NaHSO4 + HCl
KNO3 + H2SO4 → KHSO4 + HNO3
CaF2 + H2SO4 → CaSO4 + 2HF

Chlorine Preparation –

MnO2 + 4HCl → MnCl2 + Cl2 + 2H2O
4NaCl + MnO2 + 4H2SO4 → 4NaHSO4 + MnCl2 + 2H2O + Cl2
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 9
NaCl ⇌ Na+ + Cl

Cl2

2Al + 3Cl2 → 2AlCl3
P4 + 6Cl2 → 4PCl3
H2 + Cl2 → 2HCl
8NH3 (Excess) + 3Cl2 → 6NH4Cl + N2
2Ca(OH)2 + 2Cl2 → Ca(OCl)2 + CaCl2 + 2H2O
Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 10
2FeSO4 + H2SO4 + Cl2 → Fe2(SO4)3 + 2HCl
Cl2 + H2O → HCl + HOCl

HCl : Preparation –

Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 11

HCl –

HCl(g) + H2O(l) → H3O+ + Cl(aq)
NH3 + HCl → NH4Cl
Au + 4H+ + NO3 + 4Cl → AuCl4 + NO + 2H2O

Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18

Interhalogen Compounds-

Maharashtra Board Class 12 Chemistry Notes Chapter 7 Elements of Groups 16, 17 and 18 12

Compounds of Xenon-

Compound Hybridisation Structure
(i) XeF2 sp3d linear
(ii) XeF4 sp3d2 square planar
(iii) XeF6 sp3d3 distorted octahedral
(iv) Xe03 sp3 pyramidal

 

Maharashtra Board Class 12 Chemistry Notes Chapter 6 Chemical Kinetics

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 6 Chemical Kinetics students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 6 Chemical Kinetics

→ For a reaction, aA + bB → cC + dD
Average rate = \(-\frac{1}{a} \frac{\Delta[\mathrm{A}]}{\Delta t}=-\frac{1}{b} \frac{\Delta[\mathrm{B}]}{\Delta t}=-\frac{1}{c} \frac{\Delta[C]}{\Delta t}=-\frac{1}{d} \frac{\Delta[\mathrm{D}]}{\Delta t}\)

→ Rate law : Rate = k [A]a x [B]b

→ k = \(\frac{2.303}{t}\) log10 \(\frac{[\mathrm{A}]_{0}}{[\mathrm{~A}]_{\mathrm{t}}}\) (For first order reaction)

Maharashtra Board Class 12 Chemistry Notes Chapter 6 Chemical Kinetics

→ t1/2 = \(\frac{0.693}{k}\) (For first order reaction)

→ k = \(\frac{[\mathrm{A}]_{0}-[\mathrm{A}]_{t}}{t}\) (For zero order reaction)

→ t1/2 = \(\frac{[\mathrm{A}]_{0}}{2 k}\)(For zero order reaction)

→ k = Ae-Ea/RT (Arrhenius equation)

→ log10k =log10A – \(\frac{E_{a}}{2.303 R \mathrm{~T}}\)

Maharashtra Board Class 12 Chemistry Notes Chapter 6 Chemical Kinetics

→ log10\(\frac{k_{2}}{k_{1}}=\frac{E_{a}\left(T_{2}-T_{1}\right)}{2.303 R \times T_{1} \times T_{2}}\)

Maharashtra Board Class 12 Chemistry Notes Chapter 5 Electrochemistry

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 5 Electrochemistry students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 5 Electrochemistry

→ Electrical conductance (G) = \(\frac{1}{R}\)Ω-1 2 or S

→ Cell constant = \(\frac{l}{a}\) cm-1 (m-1)

→ Conductivity(k) = \(\frac{\text { Cell constant }}{\text { Resistance }}\)

→ Molar Conductivity(∧m) = \(\frac{\kappa}{C}\) (k in Ω-1 m-1 and C in mol-3) OR
m = \(\frac{\kappa \times 1000}{C}\) (k in Ω-1 cm-1 and C in mol dm-3)

→ Kohlrausch’s law : ∧0 = \(\lambda_{+}^{0}+\lambda_{-}^{0}\)

→ Degree of dissociation (α) = \(\frac{\Lambda_{\mathrm{m}}}{\Lambda_{0}}\)

Maharashtra Board Class 12 Chemistry Notes Chapter 5 Electrochemistry

→ Dissociation constant (Ka) = \(\frac{\bigwedge_{\mathrm{m}}^{2} C}{\Lambda_{0}\left(\Lambda_{0}-\Lambda_{\mathrm{m}}\right)}\)

→ 1 Faraday = 96500 C (Change on one mole of electrons)

→ E°cell = E°red (cathode) – E°red (anode)

→ EMn+/M = E°Mn+/M – \(\frac{0.0592}{n}\) log10[Mn+]

→ Ecell = E°cell – \(\frac{0.0592}{n} \log _{10} \frac{[\text { Products }]}{[\text { Reactants }]}\)

→ ΔG° = – nFE°cell

→ ΔG = -nFEcell

→ ΔG°= -RTlnK

→ E°cell = \(\frac{0.0592}{n}\) log10K
For spontaneous cell reaction : Ecell > 0; ΔG < 0

Maharashtra Board Class 12 Chemistry Notes Chapter 4 Chemical Thermodynamics

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 4 Chemical Thermodynamics students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 4 Chemical Thermodynamics

→ W = -P (V2 – V1) = -PΔV (For expansion)

→ W = P (V2 – V1) = PΔV (For compression)

→ Wmax = -2.303 nRT log10 \(\frac{V_{2}}{V_{1}}\)

→ Wmax= -2.303 nRT log10 \(\frac{P_{1}}{P_{2}}\)

Maharashtra Board Class 12 Chemistry Notes Chapter 4 Chemical Thermodynamics

→ ΔU = q + W

→ H = U + PV

→ ΔH = ΔU + PΔV

→ ΔH = ΔU + ΔnRT

→ Hess’s law : ΔH = ΔH1 + ΔH2 + ΔH3

→ ΔS = \(\frac{q_{\mathrm{rev}}}{T}=\frac{\Delta H}{T}\)

→ G = H – TS

→ ΔG = ΔH – TΔS

→ ΔG°= – 2.303 RTlog10K

→ (i) ΔG = 0, the system is at equilibrium
(ii) ΔG < 0, the process is spontaneous
(iii) ΔG > 0, the process is non-spontaneous.

Maharashtra Board Class 12 Chemistry Notes Chapter 3 Ionic Equilibria

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 3 Ionic Equilibria students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 3 Ionic Equilibria

→ Formulae on Ostwald’s dilution law:

Maharashtra Board Class 12 Chemistry Notes Chapter 3 Ionic Equilibria 1

→ Kw = [H3O+] × [OH], at 25°C Kw = 1 × 10-14

→ pH = -log10[H+]; pOH = -log10[OH]

Maharashtra Board Class 12 Chemistry Notes Chapter 3 Ionic Equilibria

→ pH + pOH = 14

→ Acidic buffer solution: pH = PKa + log10 \(\frac { [salt] }{ [acid] }\)

→ Basic buffer solution: pOH = pKb + log10 \(\frac { [salt] }{ [acid] }\)

→ PKa = – log10 Ka; pKb = – log10 Kb

→ Solubility product:
Maharashtra Board Class 12 Chemistry Notes Chapter 3 Ionic Equilibria 2
ksp = (xs)x (ys)y = xxyy x (S)x+y

Maharashtra Board Class 12 Chemistry Notes Chapter 2 Solutions

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 2 Solutions students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 2 Solutions

→ Henry’s law : S = KHP

→ Raoult’s law : Psoln = x1P0

→ Mole fractions, x1 + x2 = 1

→ Psoln = P°1x1 + P°2x2

→ Psoln = (P°2 – P°1)x2 + P°1

Maharashtra Board Class 12 Chemistry Notes Chapter 2 Solutions

→ Mole fractions of components in vapour phase : y1 = \(\frac{x_{1} P_{1}^{0}}{P}\) and y2 = \(\frac{x_{2} P_{2}^{0}}{P}\)

→ For ideal solutions : ΔVmix = 0; ΔmixH = 0

→ Relative lowering of vapour pressure = \(\frac{P^{0}-P}{P^{0}}\), x2 = \(\frac{P^{0}-P}{P^{0}}\)

→ \(\frac{P^{0}-P}{P^{0}}=\frac{W_{2} \times M_{1}}{W_{1} \times M_{2}}\)

→ Δ Tb = Kb x m and Δ Tf — Kf x m

→ ΔTb = Kb x \(\frac{W_{2} \times 1000}{W_{1} \times M_{2}}\)

→ ΔTf = Kf x \(\frac{W_{2} \times 1000}{W_{1} \times M_{2}}\)

→ π = cRT and π = \(\frac{W R T}{M \times V}\)

→ i = \(\frac{Colligative property of electrolyte solution}{Colligative property of nonelectrolyte solution of the same concentration}\)

→ Van’t Hoff factor (i) = \(\frac{\Delta T_{\mathrm{b}(\mathrm{ob})}}{\Delta T_{\mathrm{b}(\mathrm{th})}}=\frac{\Delta P_{(\mathrm{ob})}}{\Delta P_{(\mathrm{th})}}=\frac{\Delta T_{\mathrm{f}(\mathrm{ob})}}{\Delta T_{\mathrm{f}(\mathrm{th})}}=\frac{\pi_{\mathrm{ob}}}{\pi_{\mathrm{th}}}=\frac{M_{\mathrm{th}}}{M_{\mathrm{ob}}}\)

→ Colligative properties considering van’t Hoff factor :

Maharashtra Board Class 12 Chemistry Notes Chapter 2 Solutions 1

Maharashtra Board Class 12 Chemistry Notes Chapter 2 Solutions

→ α = \(\frac{i-1}{n-1}\) (for dissociation)

Maharashtra Board Class 12 Chemistry Notes Chapter 1 Solid State

By going through these Maharashtra State Board 12th Science Chemistry Notes Chapter 1 Solid State students can recall all the concepts quickly.

Maharashtra State Board 12th Chemistry Notes Chapter 1 Solid State

Solids-

  • Crystalline
  • Amorphous

Crystalline solids-

  • Ionic crystals
  • Covalent network crystals
  • Molecular crystals
  • Metallic crystals

Crystal systems-

  • Cubic
  • Orthorhombic
  • Tetragonal
  • Monoclinic
  • Rhombohedral
  • Triclinic
  • Hexagonal

Classification of crystal systems (Bravais lattices) :

Cubic lattice –

  1. Simple cubic or primitive
  2. Body centred cubic
  3. Face centred cubic

Number of atoms in the unit cell :
Maharashtra Board Class 12 Chemistry Notes Chapter 1 Solid State 1

Maharashtra Board Class 12 Chemistry Notes Chapter 1 Solid State

Packing efficiency :
Maharashtra Board Class 12 Chemistry Notes Chapter 1 Solid State 2

Number of tetrahedral voids = 2 Number of atoms
Number of octahedral voids = Number of atoms

Relation between radius (r) of an atom and edge length (a) of cubic unit cell
Maharashtra Board Class 12 Chemistry Notes Chapter 1 Solid State 3

Density of the crystal: p = \(=\frac{n \times M}{a^{3} \times N_{\mathrm{A}}}\)

Defects in solids-

(1) Point defects-

  1. Vacancy defects (Schottky defects)
  2. Interstitial defects (Frenkel defects)
  3. Impurity defects-
    • Substitutional impurity defects
    • Interstitial impurity defects

(2) Nonstoichiometric defects

  • Metal deficiency defect
  • Metal excess defect

Maharashtra Board Class 12 Chemistry Notes Chapter 1 Solid State

Conducting solids-

  • Conductors
  • Semiconductors
  • Insulators

Semiconductors –

  • Intrinsic
  • Extrinsic
  • n-type
  • p-type

Magnetic properties-

  • Diamagnetic
  • Paramagnetic
  • Ferromagnetic

(1) Diamagnetism is due to the presence of all paired electrons in the substance.
(2) Paramagnetism is due to the presence of one or more unpaired electrons in the substance.

Maharashtra Board Class 12 Secretarial Practice Notes Chapter 3 Issue of Shares

By going through these Maharashtra State Board Secretarial Practice 12th Commerce Notes Chapter 3 Issue of Shares students can recall all the concepts quickly.

Maharashtra State Board Class 12 Secretarial Practice Notes Chapter 3 Issue of Shares

→ A joint-stock company can raise its capital by issuing shares, debentures, inviting public deposits, taking loans etc.

→ Share Capital refers to the capital made up out of equity shares and preference shares.

Share Capital can be classified as –

  • Authorised or Nominal or Registered Capital
  • Issued and Unissued Capital
  • Subscribed and Unsubscribed Capital
  • Called up and uncalled Capital and Reserve Capital
  • Paid up Capital and Calls in Arrears

Company can raise capital by selling shares in the market. Generally it issues –

  • Equity shares
  • Preference shares.

A company can use the following methods for issues of shares –

  • Public Issue
  • Fixed price issue method
  • book building method
  • Initial public offer
  • Further public offer
  • Rights issue
  • Bonus issue
  • Employee stock option scheme
  • Employee stock purchase scheme
  • Stock appreciation rights scheme
  • Sweat equity shares
  • Private placement

Preferential allotment-

Allotment of Shares:
The Supreme Court has defined allotment as “the appropriation out of the previously unappropriated capital of the company of a certain number of shares to a person.
Thus allotment of shares means allotting shares to an applicant based on the application submitted.

Share Certificate:
It is a registered document issued by a company which is an evidence of ownership of specified number of shares of the company. Share certificate should be issued by the company within two months.

Calls on shares:
Besides the application money and allotment money, if a company demands the balance unpaid amount on shares it is called as calls on shares. It is unpaid money demanded by the company.

Forfeiture of Shares:
If a shareholder fails to pay calls on shares within a certain period, the Board of Directors can forfeit the ownership of a member which is called forfeiture of shares. It is a forceful act by the company. Here membership is terminated by the company.

Surrender of Shares:
Voluntary return of shares by the member to the company for cancellation of shares is called surrender of shares.

Transfer of shares:
Transfer of shares means voluntary transfer of shares by a member of a company in favour of another person against consideration. It is a voluntary activity.

Transmission of shares:
When the shares of a member is automatically transferred to the nominee or legal heir on the death, insolvency or insanity of a member, it is called transmission of shares. It is performed by operation of law.

Maharashtra Board Class 12 Secretarial Practice Notes Chapter 2 Sources of Corporate Finance

By going through these Maharashtra State Board Secretarial Practice 12th Commerce Notes Chapter 2 Sources of Corporate Finance students can recall all the concepts quickly.

Maharashtra State Board Class 12 Secretarial Practice Notes Chapter 2 Sources of Corporate Finance

→ No business activity can ever be pursued without financial support.

→ Finance is necessary throughout the activities of promotion, organization, and regular operations of the business.

Maharashtra Board Class 11 Secretarial Practice Notes Chapter 2 Sources of Corporate Finance

→ The finance needed by a business organization is termed as ‘Capital’

→ Capital formation is a process of collection of capital from various sources according to the financial plan of the company.

→ The various sources of finance can be divided into owned capital and borrowed capital which may be external or internal.

→ When capital is made available from within the organization, it is an internal source of financing.

→ When capital is raised from outsiders, it is an external source of financing.

Maharashtra Board Class 11 Secretarial Practice Notes Chapter 2 Sources of Corporate Finance

→ Owned capital is regarded as permanent capital and borrowed capital is regarded as the temporary capital.

→ The various requirements of finance can be divided into short term (maximum one year) and long term (more than a year maybe 5,10,15 years).

→ There are various methods of raising finance namely shares, debentures, bonds, retained earnings/profits, public deposits, trade credit, bank credit, ADR (American Deposit Receipts), and GDR (Global Depository Receipts)

→ A share is a small unit of the share capital of a company.

→ They may be issued at par, premium, or discount and redeemed at par or premium.

→ Equity shares do not enjoy a preference for dividends and do not have priority for payment of capital at the time of winding up of a company.

→ Equity shareholders are risk-takers and hence they are the real owners of the company.

→ Preference shares have prior right to receive a fixed rate of dividend and return of capital in the event of winding up of the company

→ Preference shareholders are cautious investors.

→ They neither take part in management nor attend the meetings and vote on resolutions.

→ They can have class meetings if their rights are to be altered or have not received dividends for more than two consecutive years.

→ The debt acknowledged by a company by issuing a debenture certificate is called a debenture.

→ Debenture holders are creditors of the company.

→ They get fixed interest as a return on their investment.

Maharashtra Board Class 11 Secretarial Practice Notes Chapter 2 Sources of Corporate Finance

→ A bond is an instrument issued by the government or business as evidence of debt.

→ Bondholders are creditors of the company.

→ They get fixed interest as returns on their investment regularly or as per terms agreed.

→ Retained earnings is the sum total of accumulated profit that is re-invested in the business.

→ It is a cost-effective method of raising funds and is also known as self-financing/ploughing back of profits/
capitalization of Reserves.

→ A public deposit is a collateral-free loan accepted by public companies for a short period of time ranging from 6
months to 36 months.

→ The company can raise loans from banks in the form of overdraft, cash credit, cash loans discounting of bills. etc.

→ Financial institutions provide financial aid and assistance to companies.

→ Trade credit is a credit extended by manufacturers and suppliers to follow businessmen for 15 days to a
month.

→ Discount is made available if payments are made early.

→ A Bill of exchange is a trade bill that is accepted by the bank and cash is advanced as a loan against it.

Maharashtra Board Class 11 Secretarial Practice Notes Chapter 2 Sources of Corporate Finance

→ ADR (American Depository Receipt) and GDR ( Global Depository Receipt) are depository receipts through
which Indian Companies raise equity capital in international markets.